Bank of India Credit Officer Recruitment 2025 — Apply Online for 514 Posts, The Bank of India (BOI) has announced 514 vacancies for the post of Credit Officer. Interested candidates can apply online from December 20, 2025 to January 5, 2026.
Applicants with any bachelor’s degree can apply. This page covers details such as eligibility, age limit, salary, selection process, and application steps.
BOI Credit Officer Recruitment 2025 Overview
| Recruitment Name | Bank of India (BOI) |
|---|---|
| Post Name | Credit Officer |
| Total Posts | 514 |
| Salary | Rs. 64,820 – Rs. 1,20,940 per month |
| Qualification | Graduate with minimum 60% marks |
| Age Limit | 25 to 40 years |
| Application Start Date | 20/12/2025 |
| Application End Date | 05/01/2026 |
| Official Website | www.bankofindia.bank.in |
Vacancy Details
| Scale | Post Name | Total |
|---|---|---|
| SMGS-IV | Credit Officer | 36 |
| MMGS-III | Credit Officer | 60 |
| MMGS-II | Credit Officer | 418 |
| Total Vacancies | 514 | |
Qualification Criteria
- Postgraduate degree from a recognized university with at least 60% marks.
- Reserved category candidates (SC/ST/OBC/PWD) need at least 55% marks.
- Experience in credit or finance sector is required.
- Knowledge of credit evaluation and banking operations is preferred.
Salary Structure
- MMGS-II: Rs. 64,820 – Rs. 93,960 per month
- MMGS-III: Rs. 85,920 – Rs. 1,05,280 per month
- SMGS-IV: Rs. 1,02,300 – Rs. 1,20,940 per month
- Additional allowances and benefits are also provided as per bank norms.
Age Limit (as on 01.11.2025)
- MMGS-II: 25–35 years
- MMGS-III: 28–38 years
- SMGS-IV: 30–40 years
Age Relaxation:
- SC/ST: 5 years
- OBC (Non-creamy layer): 3 years
- PWD: 10 years
- Ex-servicemen & 1984 Riot victims: 5 years
Application Fees
| Category | Fee |
|---|---|
| SC/ST/PWD | Rs. 175 (Intimation fee only) |
| General/OBC/EWS | Rs. 850 (Including GST) |
Fees can be paid online via debit/credit card, UPI, or net banking. Fees are non-refundable.
Important Dates
| Event | Date |
|---|---|
| Notification Release | November 1, 2025 |
| Online Application Start | December 20, 2025 |
| Last Date to Apply | January 5, 2026 |
| Fee Payment Dates | December 20, 2025 – January 5, 2026 |
| Online Exam Date | To be announced |
Selection Process
Selection will be done through an online test and/or personal interview.
Online Test Structure
| Subject | Questions | Marks |
|---|---|---|
| English Language | 25 | 25 |
| Reasoning | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
| Professional Knowledge | 75 | 75 |
| Total | 150 | 150 |
Duration: 120 minutes. Negative marking: 0.25 mark for each wrong answer.
Qualifying Marks: 35% (General/EWS), 30% (SC/ST/OBC/PWD).
Interview
- Only shortlisted candidates will be called (1:3 ratio).
- Interview carries 100 marks. Minimum passing: 50% (General/EWS), 45% (SC/ST/OBC/PWD).
- Final merit list = 70% Online Exam + 30% Interview.
General Instructions
- Applicants should be ready to work anywhere in India.
- Only one application is allowed per candidate.
- Valid email and mobile number must be maintained during the process.
- Government employees should produce a No Objection Certificate during the interview.
- Security Deposit: ₹2,00,000 (MMGS-II) and ₹3,00,000 (MMGS-III & above), refundable after 3 years.
- Medical fitness is required as per bank standards.
How to Apply
- Visit the official website www.bankofindia.bank.in.
- Go to the “Career” section and find the notice for Credit Officer Recruitment 2025.
- Click on “Apply Online” and register using your name, email, and phone number.
- Note the system-generated registration number and password.
- Fill in your details carefully and upload scanned documents:
- Photo (20–50 KB, JPG)
- Signature (10–20 KB, JPG)
- Left Thumb Impression (20–50 KB, JPG)
- Handwritten Declaration (50–100 KB, JPG)
- Upload experience certificates if required.
- Pay the application fee online and print the e-receipt.
Note: Apply early to avoid last-minute issues. Only online applications will be accepted.
| Important Links | |
| Apply Online | Click here |
| Official Website | Click here |
| ExamhubIndia | Click Here |
| Digilibtech | Click Here |
| Join WhatsApp Channel | Click Here |
